The Complete Loan Modification Guide Kit

Handbook, DVD, CD & Bonus Materials -Boxed Set

There is $75 billion dollars in stimulus funds just waiting for struggling homeowners who need a lower mortgage payment to stay in their home.  But how can the average homeowner make sure they have a shot at getting help?  The truth is that you need to learn and undertand how to apply and qualify for the government loan modification program so that you have the best chance of success.

The Complete Loan Modification Guide kit is a boxed set packed with all the information and detailed directions you need to give you the best chance at getting the loan workout you need and deserve.  Save your time and your money-you get all of this shipped right to your door!

• The Complete Loan Modification Guide handbook-Easy to read and understand information about loan modification programs, lender guidelines, step by step directions for completing your loan modification application forms, how to calculate your debt ratio and determine your target payment, hardship letter outline and much more!
• Instructional DVD-an overview of the loan modification process that will give you the confidence and encouragement to get started right away.  Learn what to expect throughout the process and avoid delays and mistakes.
• Interactive CD-user friendly format that allows you to complete your loan modification forms online, make adjustments and revisions and then print them out for professional results-or simply print them out for manual completion.
• Bonus Materials-a set of pre-printed forms along with detailed directions to help you prepare your own accurate and acceptable application easily.

You are not alone-we are with you every step of the way with:

1. 1.  30 Day Email Support-that’s right, just email your questions and we answer you quickly with expert advice
2. Program Updates-the Kit is never outdated because you automatically get program updates as they occur.  You always know the latest program changes, new program announcements and upcoming program revisions.
3. Monthly Newsletter-stay on top of the latest housing and economic new affecting the nation
4. Saturday Workshops-live workshop every Saturday morning where you can meet and speak with other homeowners, loan experts, and real estate professionals for one-on-one assistance, encouragement and ideas (held in Orange County, CA-more locations soon!)

Get started today-order The Complete Loan Modification Guide kit and you can be on your way to the financial security your family needs.  Remember, LEARN - PREPARE - THEN APPLY

VISIT:  http://www.modifytoday.us    

                             email: yourfinancialfuture@cox.net

The Complete Loan Modification Guide Kit

Know Your Options-Save your Home

Do you qualify for a loan workout?  How can the Stimulus Plan Help You?

Stuck in an unaffordable mortgage and facing financial hardship?  You need to know and understand your options.  Finally, an affordable way to get the help you need and deserve!

Saturday Morning Workshops for Kit Owners

The Complete Loan Modification Guide Kit is a high quality, easy to use, home edition loan modification system designed to help the average homeowner apply and qualify for a loan workout.  You get all the tools, information and directions you need in this boxed Kit.  Included is:

1. The Complete Loan Modification Guide:  an easy to read Handbook packed with loan modification program information, helpful tips, and step-by-step directions through each aspect of the loan workout process

2. Instructional DVD:  An overview of the loan modification process that gives you a jump start to understand your lenders procedures and gives you the confidence to begin your own loan workout application

3. Interactive CD:  All the required loan modification forms in a user friendly format.  You are able to fill out your information right online to prepare an accurate and professional looking application or print out the forms for manual completion

4. Bonus Materials:  A set of pre-printed forms with helpful directions for completing them correctly for optimum results 

Saving your home is our goal-you are not alone.  We are with you along the way by providing

Learn how!

you with a Loan Workout System:

• 30 Day Email Support-get your questions answered fast!
• Program Updates-the Kit is never outdated because you receive program updates as they occur
• Monthly Newsletter-stay on top of the latest housing and financial news impacting the housing market
• Saturday Morning Workshop-free, one hour workshop where you can interact with other homeowners, get expert advice and assistance with your application

The Saturday morning workshops are in both English and Spanish and are held in San Juan Capistrano, California.  Other locations will be announced soon.

Helping Homeowners Help Themselves-Loan Modification Central is an advocate for the education and protection of the American Homeowner

Please visit us at:  http://www.modifytoday.us and get started today!  Contact us: 888-264-4950

 

 

 

 

 

 

Stuck in a high interest rate Wachovia mortgage and need help fast?  The Federal loan modification program may be the answer you need to avoid a short sale or foreclosure.  This plan is subsidized by the Treasury Department with $75 billion dollars of stimulus money.  You may be one of the approximately 4 million homeowners who could benefit-find out how to get started now.

A Wachovia loan modification using the Federal plan requires that you be able to meet standard approval guidelines.  You will be asked a few questions first to determine if you can apply:

1. Do you live in the home as your primary residence?
2. Was your loan taken out before January 1, 2009?
3. Is your loan amount less than $729,750?
4. Does your current mortgage payment-including taxes, insurance and homeowners due-equal more than 31% of your gross monthly income?
5. Are you facing financial hardship?

Did you answer yes to all of those questions?  If so, then you need to take the next step and complete the Wachovia loan modification application.  You will be asked to write a description of your financial situation in a hardship letter.  You must cover 3 critical elements in this letter, get help to write your own letter in Chapter 3 of The Complete Loan Modification Guide, a home edition kit written for borrowers.

You also need to complete a financial statement, or budget, that details all of your income and expenses.  This form and how you complete it could make or break your modification.  Wachovia will carefully review your information to determine if you meet the debt ratio guidelines and show enough disposable income.  Do you know the debt ratio guidelines and how to calculate your own debt ratio?  What is the right amount of disposable income?  Get help with the detailed instructions in the best selling handbook for homeowners, The Complete Loan Modification Guide.

Many Wachovia customers have been frustrated by the lenders responses in the past, however now that they Federal plan is being implemented, borrowers have a second chance to get the loan modification they need and deserve.  There is no time to waste, this program is only available for a limited time and funds can run out.  Don’t miss out on this chance-learn, prepare, then apply for the loan workout you need. 

You can get the help you need to apply and qualify for a Wachovia loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender.

Home Edition Loan Modification Kit with Customer Assist

 Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide, your loan mod in a box. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

The Federal loan modification plan is funded by Obama’s Housing Stimulus Plan and aims to offer assistance to over 4 million at risk homeowners.  Eligible homeowners could see their mortgage payments reduced to affordable terms, their loans brought current and foreclosure or short sale averted.  Who will qualify for this help and how do you get started?

The Treasury Department has implemented guidelines which must be followed by lenders to modify loans using the Home Affordable Modification Plan.  Lenders and servicers must be approved to participate, and most of the major lenders are already signed up.  Due to financial incentives paid for each modified loan, most banks are expected to participate and offer the program to their qualified borrowers.  The basic guidelines to determine who might be eligible include:

1. Loan taken out before January 1, 2009
2. Mortgage balance less than $729,750
3. Current payment equals more than 31% of the borrowers gross monthly income
4. Live in the home as your primary residence

If you can answer yes to those guidelines, then you may be qualified for a loan modification under the federal program.  The plan is designed to give borrowers a new affordable and sustainable mortgage payment that equals just 31% of the households gross monthly income.  In order to achieve this goal, several methods will be used:

1. Reduce interest rate to as low as 2%
2. Extend loan term to as long as 40 years
3. Defer or forgive some of the principal balance

Homeowners will be asked to complete some loan modification forms and be given a short telephone interview.  The information provided to the lender by the homeowner will be reviewed and a determination made on eligibility.  Borrowers are only allowed one opportunity under this Federal plan.

APPLICATION TIP:  Do NOT give your financial information to your bank until you have worked on your application and made any necessary adjustments to meet the approval guidelines.  Your financial statement must prove in black and white that you meet the debt ratio requirements and that you have an adequate amount of disposable income each month.

Do you know how to meet the debt ratio requirements and calculate your target payment for a loan modification under the federal plan?  You can use the step by step directions provided in the best selling handbook for homeowners, The Complete Loan Modification Guide.  Chapters 2 & 3 will take you step by step through completing your forms correctly so you have the best chance for approval.  All of the forms you need to work on are provided in Chapter 10.

Those borrowers who can prove they meet the guidelines for approval will get the help they need-those who don’t will be denied.  Taking a little time before contacting your lender to work on your application just makes sense-why take chances when your home is on the line?

You can get the help you need to apply and qualify for a loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Frustrated homeowners trying to get relief from high mortgage payments may be eligible for a GMAC loan modification using the Obama Stimulus Plan.  GMAC is one of the approved lenders authorized to offer this very aggressive loan workout to qualified borrowers.  If you are facing financial hardship and are at risk of losing your home, now is the time to learn how to apply and qualify for this federal plan.  Here are the basics to help get you started.

The federal government has dictated certain basic criteria in order to apply for a GMAC loan modification under this plan.  If you can meet these guidelines, you may be a good candidate for assistance:

• Live in the home as your principal residence
• Your loan was originated before January 1, 2009
• Loan amount is less than $729,750
• Your current loan payment equals more than 31% of your gross monthly income
• You are facing a financial hardship situation
• Program expanded to include 2nd trust deeds as well as first position loans

Pay a Company?

A unique feature of Obamas Stimulus plan is a “pay for success” bonus that offers lump sum payments as well as annual payments to both the lender and the borrower for timely payments under the modified loan over the next five years.  This feature will hopefully entice GMAC to aggressively offer the plan to qualified and borrowers and avert foreclosures for many more homeowners.

The terms used to arrive at a new affordable payment are set by the federal government and apply to every loan that is modified under Obama’s loan modification plan.  The goal is to arrive at a new mortgage payment that is affordable and sustainable.  The new target payment will equal just 31% of the borrowers gross monthly income, including property taxes, homeowners insurance and homeowners dues.  The methods used to arrive at this target payment are:

1. Interest rate reduced to as low as 2%
2. Loan term extended to 40 years
3. Principal deferral or forgiveness
4. second trust deeds to be modified concurrently

So, how can you apply and qualify for this much need solution for unaffordable mortgage payments?  The first step is to contact GMAC and let them know you wish to be considered for Obama’s Home Affordable Modification Plan.  Every homeowner who asks to be considered must be reviewed for eligibility.

APPLICATION TIP:  DO NOT give GMAC any of your financial information until you have learned more about the approval guidelines and understand how to complete the loan modification application forms correctly.  The bank will base it’s decision on the information you provide to them, so make sure you have prepared your financial statement, hardship letter and borrower statement correctly so you have the best chance of approval.  Those homeowners who understand the loan modification process will be armed and ready to win the fight to save their home.

Homeowners are only allowed one chance to apply for this program, and those borrowers who can prove in black and white that they meet the approval guidelines will get the help they need.  This is not the time to take chances, take the time to learn, prepare then apply.

Home Edition Loan Modification Kit with Customer Assist

You can get the help you need to apply and qualify for a GMAC loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

The Federal loan modification plan passed into law offers a standardized and aggressive loan workout program for struggling homeowners facing a financial hardship.  If you are not able to afford your mortgage payment, this $75 billion program may be the answer to get a lower monthly payment.  What do you need to do to apply and qualify for this plan? 

You must be able to meet the basic eligibility requirements in order to apply for President Obama’s federal loan modification plan.  If you can answer yes to these questions then you are a good candidate for help:

1. Your loan was originated prior to January 1, 2009
2. Loan amount is less than $729,750.00
3. You live in the home as your primary residence
4. Your current mortgage payment equals more than 31% of your gross monthly income

Banks and servicers must be approved to offer this plan to homeowners, and they must agree to offer the standardized terms to eligible borrowers.  Once approved, lenders will be able to participate in monetary incentives paid by the Treasury Department for modified loans.  This pay for success feature will hopefully encourage banks to finally offer the help needed by millions of homeowners.  Here is a list of lenders and servicers currently approved to offer this program:

1. Aurora Loan Services LLC
2. Bank of America, NA
3. Carrington Mortgage Services, LLC
4. Chase Financial, LLC
5. CitiMortgage, Inc
6. Countrywide HOme Loans Servicing LP
7. GMAC Mortgage
8. Green Tree Servicing LLC
9. Home Loan Services, Inc
10. Nationstar Mortgage, LLC
11. Ocwen Financial Corporation, INC
12. Residential Credit Solutions
13. Saxon Mortgage Services
14. Select Portfolio Servicing
15. Wells Fargo Bank, NA
16. Wilshire Credit Corporation

Lender and servicers are being added as participants sign their formal agreements.  If your bank is not on the list, call them and ask about Obama’s Federal loan modification plan.  Most lenders will accept applications while waiting for their final approval.  This plan offers interest rates as low as 2% for 40 years, resulting in a new low mortgage payment so homeowners can avoid foreclosure and stay in their home.

APPLICATION TIP:  Make sure you understand what your lender will be looking for on your loan modification forms to approve you-a decision will be made based on the information you provide so make sure you know how to complete your application correctly.  This is a one-time chance to get the lower payment you need, make sure you learn and prepare ahead of time to have the best chance of getting approved.  Homeowners who can meet the approval guidelines will get a loan modification-but those who complete their paperwork incorrectly or cannot prove they qualify will be denied the help they need.

You can get the help you need to apply and qualify for the federal loan modification plan by ordering and downloading the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender.

Home Edition Loan Modification Kit with Customer Assist

Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order and download The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Save Your Home

Struggling homeowners have been given some extra time to try to obtain loan modification help under a law now in effect that halts a foreclosure action for 90 days.  This law has been enacted to give borrowers the opportunity to work with their lender and modify the terms of their loan so they can afford to stay in the home and avoid foreclosure.  You might be able to use this California Foreclosure Prevention Act to your advantage-here is some basic information to help you get started.

1. Terms of the CFPA-Prevents a foreclosure sale for an additional 90 days in order to allow the homeowners and lender to workout a loan modification.
2. Purpose of the California Foreclosure Prevention Act-Gives the homeowners and their lender time to try to find a plan to avoid foreclosure-including a loan modification.
3. Loan Modification terms-This varies depending on your bank, program and your particular situation.  The interest rate may be reduced to as low as 3%, loan term extended to 40 years and some principal deferred or reduced.
4. Timeline for California foreclosure-Once a Notice of Default has been filed and recorded with the County Recorder’s Office, the homeowner has 90 days to redeem the property.  The lender will publish a foreclosure date within 20 days after the 90 day redemption period has expired.  Under the old law, a minimum of 111 days had to elapse from the date the Notice of Default is recorded before the foreclosure date.  Under the CFPA, an additional 90 days will be added, making the total redemption period 201 days.
5. Who may be eligible?-Homeowners must be able to meet certain criteria to qualify for this extension, including:  Loan originated between 1/1/2003 and 01/01/2008, first liens only, owner occupied property, Notice of Default has been filed
6. Who is not eligible?-Public housing agency, Calhfa and VA loans, borrower has already surrendered their home, those homeowners in bankruptcy

The California Foreclosure Prevention Act is another opportunity for homeowners stuck in an unaffordable loan to apply for a loan modification with their lender.  This 90 day extension is a second chance to apply and work directly with your bank to find a workout solution.  It is extremely important to understand how to qualify for a loan modification and what your lender will be looking for to approve you before you begin the loan modification process.

You cannot afford to miss this chance to save your home from foreclosure.  Make sure that you take the time beforehand to prepare your paperwork correctly.  This is not the time to take any chances-be informed and prepared before contacting your lender to apply-it could be the difference between approval and denial.  It just makes sense-gather all of your documents, prepare your application forms and make any necessary adjustments so that you can meet the approval guidelines-then contact your lender-armed and ready.

Start Now-You can get the help you need to apply and qualify for a loan modification by ordering and downloading the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order and download The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Learn how!

Want to have the very best chance of getting approved for a loan workout with your lender?  Then make sure you know the loan modification criteria for approval before you complete your application or speak with your lender.  It just makes sense to learn and prepare ahead of time so you will be armed and ready to work with your bank to get a lower mortgage payment.  Here is some good information to get you started.

Every lender has their own criteria to determine if a homeowner is qualified for a loan modification.  However, all lenders follow the same general guidelines.  If you can prove in black and white that you meet those guidelines, then you are on your way to getting the help you need.  Here is the basic criteria:

1. Financial hardship-this means that due to circumstances out of your control, you can no longer afford your mortgage payment.  This could be due to an adjustable interest rate re-set, loss of income, increased expenses-like medical bills, divorce, military service, etc.  How do you convince your lender that your situation qualifies you for a loan modification?  You must write a convincing and compelling hardship letter that explains and details your circumstances.  An effective letter contains 3 critical elements-you can learn what they are and how to write your own letter to get the results you need in Chapter 2 of The Complete Loan Modification Guide kit-the #1 resource guide for homeowners.
2. 

   Work on your budget now

   2.  You must meet the debt ratio requirement-meaning your income and expenses are detailed on your financial statement or budget and clearly demonstrate that you can afford to pay and maintain the new loan payment.  What is the debt ratio requirement?  Well, that depends on the program and lender.  Most guidelines are between 38% and 52%.  Do you know how to calculate your own debt ratio and then complete your financial statement so that your expenses are in line with your income and new mortgage payment?  It’s not hard to do-just follow the easy directions in Chapter 3 of The Complete Loan Modification Guide handbook.

3. 3.  Are you able to prove your income?  Your lender needs to be able to verify your income-either with paychecks, bank statements, award letters and tax returns.  In addition, you will be asked to supply copies of a utility bill, your property tax bill and some other paperwork.  Make sure you provide everything all at once-missing items will delay your answer!  Follow the easy submission checklist provided in Chapter 10 of The Complete Loan Modification Guide kit.
4. 

   Get the Right Person on the Phone!

   4.  The telephone interview is very important-how you answer the questions will help determine your eligibility.  Make sure you have all of your loan modification forms completed and in front of you before you begin the interview.  You don’t want to be stumbling about trying to answer correctly with your lender on the phone!  You can be confident and secure when you take the time to prepare your application beforehand and be able to make any adjustments necessary prior to calling your bank.

Knowledge and preparation are the secrets to getting approved-know your lenders loan modification criteria for approval-then complete your paperwork so that it meets that criteria.  Your home is too important to leave to chance-your time and effort will be well worth it. 

You can get the help you need to apply and qualify for a loan modification by ordering and downloading the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender.

Home Edition Loan Modification Kit with Customer Assist

Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order and download The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Learn how!

Thinking about contacting your lender to apply for a loan modification?  Obama’s new federal plans are now being implemented for qualified homeowners.  But just what does it take to qualify?  During the application process you will be asked to complete some forms, including a financial statement.  How you prepare this form will have a major impact on whether you qualify or not-make sure you take time to fine tune and adjust your budget and financial statement before giving your lender any of your information.  Why is this so important?

There are certain approval requirements that must be met before the lender will give you a loan workout.  Your loan modification forms tell the lender your financial story-this is your chance to paint the picture for your bank-show them that you are indeed a good candidate and meet the criteria.  If you do not take the time to work on your financial statement ahead of time, you will not be able to make the adjustments that could be necessary to fit the approval guidelines.

Here is an example of a homeowner who took the time to prepare his paperwork before calling his lender and how he was able to get a loan workout.  Mr. V. gathered all of his documents together and sat down to figure out his budget.  He used the information provided in The Complete Loan Modification Guide to complete the loan modification application forms, and was able to write down all of his income and expenses, make some adjustments so that he could prove in black and white that he could afford to keep his home with the new lower modified loan payment.

Mr. V then called his lender, with all of his forms and paperwork at his fingertips for easy reference.  During the telephone interview, he was able to easily give the counselor the information they asked for, knowing that his figures were already fine tuned and had a good chance of meeting the guidelines.  When the bank counselor noted that he had forgotten one expense, he was quickly able to adjust another item on his budget to make up the difference and still stay within the guidelines. 

That preparation paid off, because if he had not known how to make the adjustment to his financial statement, his loan modification form would have been incorrect and he would have been declined.  It does not take an experience or expertise, all you have to do is follow the step by step directions in The Complete Loan Modification Guide so that you can generate your own acceptable financial statements.  When you invest a couple of hours of your time to learn and prepare before calling your lender, you are giving yourself the chance you need to succeed.  Your home is too important to leave to chance-this is your one time opportunity-make sure you do it right.

You can get the help you need to apply and qualify for a loan modification by ordering and downloading the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order and download The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com