Losing sleep and stressed out by the thought of losing your home? There is another option-you don’t have to give up your home and ruin your credit-there is hope for financially strapped borrowers with President Obama’s stimulus program.  The federal government is paying lenders to modify home loans for borrowers who are at risk of foreclosure.  This could be the help you need to stay in your home.

This loan modification program is called Home Affordable Modification and is being paid for by the Treasury Department with $75 billion in stimulus funds.  These are your tax dollars, so don’t hesitate to apply for assistance.  President Obama is reaching out to over 5 million homeowners and encouraging them to apply with their lenders for a loan workout using this very aggressive program.  Even if you have been turned down by your bank before, you are allowed to re-apply.  During this review process, all foreclosure and collection proceedings will be halted.

Federal Plan

How does this Home Affordable Modification Plan work and who will qualify?  The government program has standard qualifications for everyone-this makes it much easier to apply because there is no more guess work.  If you can meet the stand guidelines then you have a very good chance of approval.  The secret to success is to learn the approval formula your bank will use and then adjust your application forms so that they fit into that formula.  This may mean making some adjustments to your household budget, but if trimming expenses will save your home, it is worth making some minor adjustments, right?

Obama’s loan modification plan calls for new loan terms that will lower your monthly mortgage payment so that it equals just 31% of your monthly gross income.  This includes principal, interest, taxes and insurance.  You can use the very same formula the federal government has required your lender to use to determine your own new modified payment, so you know ahead of time how to complete your forms and qualify for assistance.  Take a couple of hours to learn and prepare and you could be on your way to secure home ownership once again.  Don’t wait, get started today-this plan is only available for a limited time.

You can get the help you need to apply and qualify for a government loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. You also get 30 days of email support to ask questions, a series of insider tips and a monthly newsletter to keep you up to date on program changes.

Home Edition Loan Modification Kit with Customer Assist

Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Take advantage of the federal plan to save your home.  Learn the secret formula your bank will use to determine if you qualify for the Obama Home Affordable Modification Plan.  Make sure you are one of the eligible borrowers so that you can take advantage of this very aggressive loan workout plan.  This program is paid for with your tax dollars-so don’t hesitate to learn how it works, what is required and what the formula for approval is so that you can qualify quickly.

This plan is called Home Affordable Modification and it features standards guidelines and methods of modifying home loans for eligible borrowers.  The Treasury Departments has required all banks to use the same formula to determine which borrowers are qualified.  This makes it much easier for the average homeowner to pre-qualify themselves and greatly increase the chances for approval.  It’s pretty simple-learn the formula, use the formula on your loan modification forms-and you are on your way to getting the loan modification you need.

Federal Plan

So, just what is this formula and is it hard to learn?  The centerpiece of the plan is called a target payment.  This figure represents what you new mortgage payment should be and is designed to offer terms that will achieve this target payment.  The bank will use a formula to arrive at this payment, and they will use a standard set of terms to modify your loan to meet that payment.  If you can do basic math and use the provided charts, you can easily do this yourself and then prepare your forms perfectly.

Basically, the Home Affordable Modification target payment is designed to equal 31% of your gross monthly income.  So, take your income and multiply it by 31%-the figure equals the payment your loan workout will strive for.  The way the bank gets to that payment can include lowering your interest rate to 2%, extending your term to 40 years or deferring or forgiving some principal balance.  Now, take your current mortgage balance and use those standard methods to find out if you can reach your target payment.  You can use this basic formula yourself when you work on your Current Financial Statement and your Proposed Financial Statement.  Simply follow some easy directions to determine your target payment and debt ratio, and you will know right away if you are a good candidate for approval or not!  Remember, this is the same secret formula your bank will use-so do the same steps ahead of time-make any necessary adjustments-and make sure you qualify.

Get more information on how to use this secret formula and get the help you need to apply and qualify for a loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. You also get 30 days of email support to ask questions, a series of insider tips and a monthly newsletter to keep you up to date on program changes. Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

There is a way to stop the foreclosure process that you can do yourself.  The Obama home rescue plan is designed to help you keep your home and stop a foreclosure proceeding.  The program is called Home Affordable Modification and is funded by $75 billion of stimulus funds.  This bailout program is paid for by your tax dollars so don’t hesitate to apply for a loan workout using this plan.  Banks will be paid by the Treasury Department to modify your loan, so now is the time to get all the information you need so that you can qualify for this home rescue plan.

Home Affordable Modification has standard guidelines and a pre-determined process for application and approval.  Once you know this basic information, you will be able to complete your application so that it has the best chance of approval.  This means that you should work on your loan modification forms before you call your bank and make any adjustments so that you fit into those guidelines.

The goal of this home rescue plan is to lower your monthly payment so that it equals just 31% of your gross monthly income.  This new modified payment is called your target payment-this is achieved by lowering your interest rate to as low as 2%, extending your loan term to 40 years, and even forgiving some of your principal balance.

What do you need to show the bank in order to qualify?  You must be able to:

1. Prove your income with pay stubs, tax returns, award letters, P & L, or some other form of verification
2. Show 2 months bank statements
3. Provide an explanation for a financial hardship situation-meaning your income is less or your expenses are higher.

The approval process will involve completing a simple financial statement that details your income and expenses.  This will provide your bank a snapshot of your financial situation and also let them know if you fit into the approval guidelines.  This is the most important part of your application-what you show on this form will largely determine if you are approved or not.  Take the time to get read the directions on the right way to complete your form so that you have the best chance of success in Chapter 2 of the #1 resource, The Complete Loan Modification Guide.

You can get the help you need to apply and qualify for a loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. You also get 30 days of email support to ask questions, a series of insider tips and a monthly newsletter to keep you up to date on program changes. Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Don’t fall victim to the biggest mistake many homeowners make when they apply for a loan modification-you can avoid being turned down for the help you so desperately need.  That #1 mistake is not preparing their financial statement ahead of time-before disclosing all their information to their bank.  Why is this so important?  If you just blindly start spouting off your income, debts and assets-how do you know that you fit into the lender’s guidelines for approval?  Preparation is the key to success-follow these simple steps to make sure you have a fighting chance at approval.

Here’s how it works-your lender will ask you for a detailed accounting of your monthly income and expenses.  Based on what you provide, a decision will be made to either approve or deny your application for a loan modification.  Some banks take this information right over the telephone-others require that you submit your financial statements and income documentation for review before they make a decision.  Either way, it is critical that you have all of your information ready, fine tuned and acceptable before you start the process.

You need to pull out all of your monthly bills: utility bills, groceries, gasoline, insurance, etc.  List all of those on a piece of paper so that you have an accurate picture of how much you spend each month.  Now group the utilities all together, and arrive at a total.  Do the same for your other expenses.  Annual bills, like car insurance or homeowners insurance need to be divided by 12 months to arrive at the right figure.  Keep going-don’t get discouraged-this will help you succeed!!

Pull out your 2 most recent paystubs or other income documentation.  Calculate your gross monthly income and your net monthly income.  Make sure you note any other sources of income, like roommates, child support, alimony, disability, etc.  Arrive at your total gross monthly income and your total net monthly income-write that down.  Multiply your gross income by 31%-that figure represents your ideal target mortgage payment under the Obama loan modification plan.

Now begin filling out your financial statement form-you can use a good one provided in

the #1 resource guide for homeowners, The Complete Loan Modification Guide.  You will be able to see how much money you are short each month and why you cannot afford your current mortgage payment.  The goal of the loan workout is to modify your home loan to a payment that you can afford.  That is called your target payment.  You can use the Obama plan to match your target payment-2% interest rate for 40 years is a good starting point.  Use the handy mortgage tables provided in Chapter 10 of The Complete Loan Modification Guide.

You may need to make some adjustments to your monthly bills to meet the disposable income requirement-you should have a couple hundred dollars left over after to pay the target payment and all of your other bills to be a good candidate.  That is why you need to work on your financials ahead of time-make any adjustments and make sure you fit into the approval criteria before you send in your application-it will help you avoid any costly mistakes.

Home Edition Loan Modification Kit with Customer Assist

You can get the help you need to calculate your debt ratio, find your target payment and apply and qualify for a loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide, your loan mod in a box. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Federal Plan

Obama’s federally sponsored program, called Making Home Affordable, offers 2 basic options to struggling homeowners.  The first is a streamlined refinance program and the second is a standardized loan modification plan.  You may qualify for help under one of these programs – but which one is best for your situation?  Here is some information on the programs and what you need to qualify for each one to help you decide.

The Home Affordable Refinance Plan is designed to help homeowners who are current on their mortgage, but have been unable to refinance due to a reduction in their home’s value.  The program will offer 30 or 15 year terms and will be subject to current market rates and closing costs.  Here are the basic requirements for eligibility with this government subsidized refinance program:

1. Cannot have been delinquent more than 30 days in the last 12 months
2. Must live in the home as your primary residence
3. Loan is owned or controlled by Fannie Mae or Freddie Mac
4. You owe no more than 125% of your homes current value
5. Must be able to prove income to support new mortgage payments
6. Only applies to first trust deeds-if you have a second that lender must agree to subordinate behind the new loan

If you can meet these qualifications, then the refinance program may be an option for you.  Keep in mind that if your current loan has a negative amortization option with an extremely low rate, or you are paying interest only, your new payment may actually increase.  The goal of this program is to offer the opportunity for homeowners to obtain a fixed interest rate loan.

The loan modification plan has different requirements for approval.  Your home loan does not have to be serviced by Fannie or Freddie, but does have some other criteria that you must meet.  Here are the basics of the Home Affordable Loan Modification Plan:

1. 1.  You must live in the home as your primary residence
2. Your principal balance must be less than $729,750 for 1 unit, more for 2-4 units
3. Loan must have been originated prior to January 1, 2009
4. Your current payment, including taxes, insurance and homeowners dues must equal more than 31% of your monthly income
5. Be able to demonstrate a financial hardship situation exists

If you answered yes to all of those items, you could be a good candidate for this loan modification plan.  Lenders are more motivated to help homeowners under this program because they will be paid by the Treasury Department for every qualified loan that is modified.  You do not have to be late on your payments to apply, but you must show that an imminent hardship exists that will cause future delinquencies.

Second loans are also eligible under the Home Affordable Modification plan.  Interest rates will be reduced to as low as 1%, and certain loans may be retired or forgiven altogether with the Treasury Department reimbursing the lender at 12 cents on the dollar.  If you have a second loan, be sure to apply for a loan workout on that mortgage as well.

To apply for the loan modification plan, you will be asked to prepare an application and provide certain documentation.  You must be sure to complete your forms correctly so that you clearly demonstrate your ability to pay and maintain the new modified payment.  Your lender will base it’s decision mainly on the information you provide to them, so make sure you do it right.  This could be the second chance you need to stay in your home.

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You can get the help you need to apply and qualify for a loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide, your loan mod in a box. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

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You can get the help you need to apply and qualify for a loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide, your loan mod in a box. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Stressed out and losing sleep because you are worried about how to pay your home loan?  Homeowners having trouble making their mortgage payment may be eligible for a Wilshire Credit Corporation loan modification with Obama’s government plan.  The lender is one of the approved banks who can offer the very aggressive loan terms under this federal program.  If you are at risk of losing your home, or facing a financial hardship that is causing your current mortgage payment to be unaffordable, find out the details of how this plan works and how you can apply for help.

Wilshire Credit Corporation has signed an agreement with the Treasury Department that allows them to actually get paid to modify loans using the standard criteria of the federal program.  Each loan that is successfully modified using this criteria will qualify the bank to receive an incentive payment, that is a big reason for homeowners to apply now because the bank is very motivated to help as many borrowers as possible stay in their home.  Wilshire Credit Corporation will receive payments from the Treasury Department for each loan they modify using this federal plan, whether the loan is delinquent or current.  In addition, homeowners will be paid a bonus of $1000 for each year that they maintain the new payments, for up to five years.  This $5000 bonus for success will be credited towards the loan balance, thereby increasing the home equity and encouraging homeowners to stay in their home.

Federal Plan

What are the basic requirements for homeowners to be eligible for this federal plan called Home Affordable Modification?  There are 5 basic guidelines you must meet before you can submit your formal application:

1. 1.  You must live in the home as your principal residence

2.   Your loan must have been initiated before January 1, 2009

3.  Loan amount must be less than $729,750

4.  Current payment must equal greater than 31% of your gross monthly income (including your property taxes, homeowners insurance and any homeowners dues)

5.  You must be facing a financial hardship situation-due to lower income, greater expenses or other acceptable reason

Once your pass the initial questionnaire, you will be asked to submit an application that includes your financial information.  You will have to prepare a financial statement or budget that details your monthly income and expenses.  This is very important-you must prepare your forms correctly so that you clearly prove you are a good candidate for a loan modification.  You should work on this form before you call the lender-you do not want to be caught off guard and unprepared when you have your lender on the phone.  Take the time to learn the program guidelines and work on your forms ahead of time so you can make the necessary adjustments and increase your chances of approval.  Use the easy to understand directions to complete your own loan modification forms correctly in Chapter 2 of the #1 resource guide, The Complete Loan Modification Guide. 

Learn how!

Wilshire Credit Corporation will use the standard methods of loan modification set forth by the government to lower your mortgage payment to the new target payment.  First, they will reduce the interest rate to as low as 2%, then they will extend your loan term to 40 years, and finally they may defer or forgive part of the principal balance.  The goal is to achieve a new payment that equals just 31% of your gross monthly income.  Your new target payment will be affordable now and in the future, and enable you to be able to stay in your home.

If you are facing difficulties and at risk of losing your home, you need to begin the Wilshire Credit Corporation loan modification process now.  This government program enacted by President Obama is available for a limited time and funded by $75 billion in stimulus money.  Do not miss your chance for the help you need and deserve.  Make sure you understand how to apply and qualify so you have the best chance of success.

You can get the help you need to apply and qualify for a Wilshire Credit Corporation loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan.

Get started today on the path to secure home ownership, order The Complete Loan Modification Guide, your loan mod in a box. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

Home Edition Loan Modification Kit with Customer Assist

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly.

Are you facing a financial hardship and finding it hard to make your mortgage payments?  If you are delinquent or are at risk of getting into trouble due to unaffordable mortgage payments, then you may be eligible to apply for President Obama’s Federal loan modification plan.  The first step is to find out if your lender or servicer has been approved by the Treasury Department to offer this government program.  Here is a list of the authorized lenders, see if yours is listed:

Aurora Loan Services, LLC.

Bank of America, NA

Bayview Loan Servicing, LLC

CCO Mortgage

Carrington Mortgage Services, LLC

Chase Financial, LLC

Citimortgage, Inc

Citizens First Wholesale Mortgage Co.

Countrywide Home Loan Servicing LP

First Federal Savings and Loan

GMAC Mortgage LLC

Green Tree Servicing LLC

Home Loan Services Inc

IBM Southeast Employees Federal Credit Union

Lake National Bank

National City Bank

Nationstar Mortgage LLC

Ocwen Financial Corporation, Inc

RG Mortgage Corporation

Residential Credit Solutions

Saxon Mortgage Services

Select Portfolio Servicing

Technology Credit Union

Wachovia Mortgage FSB

Wells Fargo Bank, NA

Wescom Central Credit Union

Wilshire Credit Corporation

Did you find your lender or servicer?  If you did, then you should contact them and ask to be considered for the federal loan modification plan called “Making Home Affordable”.  This federally subsidized loan workout program features modified mortgage terms designed to give borrowers a payment they can afford and help them to avoid foreclosure.  Under this program, you could see your interest rate reduced to as low as 2% for 40 years and possibly have part of your principal balance deferred or forgiven.

Pay a Company?

Lenders will receive cash incentives paid by the Treasury Department for each loan they modify using this federal loan modification plan.  You do not have to be delinquent to qualify, nor does your loan have to be owned by Freddie Mac or Fannie Mae in order to get help.  Homeowners will also be eligible for payments of up to $1000 per year for each year they maintain the new modified payment-for a maximum of five years.  If you have a second trust deed as well, this federal plan mandates that it also be modified concurrently.

If you did not see your bank listed, don’t give up.  New lenders are being approved everyday, and most are accepting applications from interested borrowers while they await their formal Treasury Department approval.  You should use this time to learn more about how the plan works, and find out how to complete your application paperwork so you have the best chance of qualifying.

APPLICATION TIP:  The secret to successfully getting your loan modified using President Obama’s federal loan modification plan is to prove that you meet the program’s approval criteria.  There are standard guidelines that must be met-either you qualify or you don’t.  But you can make some minor adjustments to your budget and financials so that you have a very good chance of meeting those guidelines-you just need to know how to prepare your application correctly.  You can follow the step by step directions to complete your loan modification forms in Chapter 3 of the #1 resource guide for homeowners, The Complete Loan Modification Guide kit.

Learn about the guidelines for approval and how to prepare your own acceptable loan modification application by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to apply and qualify for the Obama federal program too. Get started today on the path to secure home ownership, order and download The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com

A very aggressive program is being offered to qualified homeowners and is funded by Obama’s stimulus plan.  Four to five million homeowners are targeted for this loan modification effort, and if you are losing sleep and stressing out because you can no longer afford your mortgage, now is the time to learn the steps to apply for assistance.

You must be able to meet the basic eligibility requirements to be able to apply for this Stimulus loan modification plan.  The first step is to make sure you fit into this category:

1. Live in the home as your principal residence
2. Loan was taken out before January 1, 2009 and is less than $729,750
3. Current payment equals more than 31% of your gross monthly income-including your property taxes, homeowners insurance and any homeowners dues
4. Facing a financial harship situation

Once you pass the preliminary questions, your next step will be to complete an application and submit it for review.  This will include a financial statement or budget that details your monthly income and expenses, as well as a letter that explains to the bank why your current mortgage payment has become unaffordable.  All of this information will be verified and reviewed carefully before your loan modification will be approved.

The Obama stimulus loan modification plan has standard terms and procedures-if you can prove you meet the guidelines you are approved-if not, you are denied.  You will greatly increase your chance of approval if you take the time to work on your budget, hardship letter and gather all of your income documents before contacting your lender.  You need to be sure that you make the necessary adjustments to your budget so that you have a good chance of qualifying.  Once the bank sees your information it is too late to make any changes.

Once you have all of your loan modification forms fine tuned and completed correctly, you will be ready to submit your paperwork for final review.  You will be given a short telephone interview and it is a good idea to have copies of everything you sent in so you can refer to them and answer the questions correctly.  It’s not hard to properly prepare your application-use the best selling handbook for homeowners, The Complete Loan Modification Guide kit and follow the step by step directions.

You can get the help you need to apply and qualify for a loan modification by ordering the #1 resource for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender.

Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide, your loan mod in a box. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com