Do you qualify for help under the federal stimulus plan?  You could be eligible to modify your mortgage to a low rate so you can afford the monthly payment.  $75 billion dollars has been set aside to help qualified borrowers get a loan modfication, find out if you might be eligible and how to apply.

Obama’s federal program is called Home Affordable Modification and seeks to help homeowners achieve a low monthly payment that equals just 31% of their gross monthly income.  The plan has been expanded to include modification options for borrowers who have a first and a second loan.  Under this plan, you could have your interest rate reduced to as low as 2%, your term extended to 40 years and some of the principal balance deferred.  If you have second loan, that too could be modified to a low 1% or 2% interest rate.

How do you apply for this loan modification plan? You will be asked to fill out an application, provide a detailed accounting of your income and expenses each month, provide proof of your income, and describe the financial hardship situation you are facing.  A word of caution-do not attempt to apply or speak with your lender until you are prepared and know what you are talking about.  Over half of all loan modifications are declined simply because the homeowner did not know how to complete their paperwork correctly or said the wrong thing.

Don’t miss out on this one-time chance to get the low payments you need.  The Complete Loan Modification Guide kit was written for the average homeowner and provides all the information, tools, forms and tips to successfully work with your lender and get the loan workout you need.  Loan mod companies charge thousands of dollars for these exact same techniques-why pay someone for something you can easily do yourself?

New statistics are showing that homeowners who work diretly with their bank have a higher success rate than those who hire a third party!  The federal government is warning homeowners against paying anyone to modify your loan-don’t get ripped off-get informed and be prepared so you can successfully modify your own loan.

You can get the help you need to apply and qualify for a mortgage loan modification process by ordering and downloading the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender.

Home Edition Loan Modification Kit with Customer Assist

Learn how to qualify for the Obama Federal loan modification plan.

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order and download The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.modifytoday.us

watch?v=fV92aSTdB7E