Struggling with high mortgage payments and need loan modification help to save your home?  Millions of borrowers are in the same boat-but there is hope in the form of a loan workout with your current lender.  You may be feeling overwhelmed, but don’t worry-here is some helpful information so you can get started.

The new Federal programs are designed to offer loan modification help to homeowners so that they can stay in their home and avoid foreclosure.  The Obama plan, Home Affordable, is one option that you may qualify for.  The loan modification features options that lower your monthly mortgage so that it equals 31% of your gross monthly income (including taxes, insurance and any homeowners dues).  If you qualify for this plan, you could have your interest rate reduced to as low as 2%, your term extended to 40 years, and some of your principal balance deferred.

The secret to getting loan modification help from your lender is to have some upfront knowledge about what is required to qualify.  If you know ahead of time how to prepare your loan modification application, you will be able to have a much better chance of approval.  Now, you do not have to be an expert or pay thousands of dollars to some questionable company.  The fact is that you can learn the basics of a do it yourself loan modification is just a couple of hours with the help of the best selling handbook, The Complete Loan Modification Guide.

You can get the help you need to understand, apply and qualify for the loan modification you need by ordering and downloading The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly. The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan.

Home Edition Loan Modification Kit with Customer Assist

Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order and download The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com