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	<title>Comments on: Loan Modification Programs &amp; Options</title>
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	<description>The Complete Loan Modification Guide</description>
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		<title>By: samsi sam</title>
		<link>http://myloanmodificationcenter.com/blog/loan-modification-programs-options/#comment-101</link>
		<dc:creator>samsi sam</dc:creator>
		<pubDate>Tue, 02 Dec 2008 21:08:55 +0000</pubDate>
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		<description>I have a loan with Wachovia, I have contacted them several timesasking for help but they said that my mortgage payments exceeds 50% of my income and that they could not help me unless I am late on my payments. Shall I really stop paying so that they can look at my situation?</description>
		<content:encoded><![CDATA[<p>I have a loan with Wachovia, I have contacted them several timesasking for help but they said that my mortgage payments exceeds 50% of my income and that they could not help me unless I am late on my payments. Shall I really stop paying so that they can look at my situation?</p>
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