Good question-why do some homeowners get their loan modifications with Countrywide completed in 30 days while other borrowers wait and wait and wait?  If you are facing the possibility of losing your home, you don’t have time to wait around and worry.  Here are some important things you can do to help speed your application along.

1. Make sure you know exactly what Countrywide needs to see from you in order to approve your application quickly-if you don’t send everything in the first time-your answer will be delayed while they move onto the next file.  You can follow a simple Submission Checklist found in Chapter 10 of the best selling handbook for homeowners, The Complete Loan Modification Guide.
2. Prepare your budget-detailing your income and expenses-ahead of time.  This way you have the chance to make the necessary adjustments so that you fit into the approval guidelines.  Even a $100 adjustment could make the difference between approval and denial.  Get step by step directions for completing your financial statements correctly in Chapter 3 of The Complete Loan Modifcation Guide.
3. Compose your hardship letter so that it gives just enough details to make it convincing, but is not so long the lender won’t even read it.  An effective letter contains 3 critical elements-you can follow an easy outline provided in Chapter 10 of The Complete Loan Modification Guide to make sure you include everything you should.
4. 4.  Compile all of the paperwork, make copies of everything for your records, then fax it and mail it to Countrywide.  Now mark your calendar to call and check the status every 5 days.  You want to make sure it has been received and is at the top of the stack.

Homeowners are getting loan modifications with Countrywide-but successful homeowners know the tips to get results fast.  If you don’t take the time to learn and prepare you are taking a big chance-now is not the time to just “Wing it”-your home deserves a few hours of your time to learn and prepare.

You can get the help you need to apply and qualify for a Countrywide loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide, your loan mod in a box. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com