All of you Wachovia loan modification applicants can finally get a break and see some headway on your application.  Just when you were about to give up the lender announced that it has implemented Obama’s Home Affordable Modification Plan effective October 17, 2009.  I know-the program has been out since March-but for some unknown reason Wachovia has been behind the curve in getting their system up and running.  What does this mean to you?  Now is the time to prepare your financial statements and gather all of your documents and contact the bank to re-apply for help!

The Wachovia loan modification process has been streamlined under the Obama plan.  Effective October 17, 2009, the loss mitigation department will take your basic financial information right over the telephone.  If your financial information fits the guidelines, then you will be sent the trial modification paperwork.  This could be mean a lower interest rate, all the way down to 2%-and a new modified payment that you can actually afford.

The best way to get a quick approval is to be prepared before you call the bank.  It is never a good idea to slap some paperwork together and start giving your financial information to Wachovia until you have had the chance to fine tune your budget and make sure you fit the approval guidelines.   This is finally your chance at some real help-don’t blow it now by saying the wrong thing and being denied.

Wachovia loan modification approval depends on qualifying using a standard 4 step formula outlined by the Treasury Department.  Did you know that you can learn this very same formula and use it to prepare your own loan workout application?  This is the key to success-learn how to adjust your budget so that you have the best chance of getting approved.  Homeowners who can instantly tell the loss mitigation the correct information get fast results.

The wait is finally over for Wachovia loan modification borrowers-make sure you don’t miss out on this opportunity to get a low affordable mortgage payment.  The lender is following Obama’s Home Affordable Modification guidelines and even offering principal reduction to qualified homeowners.  Do you homework, prepare an acceptable application following the 4 step formula and get back on track to secure home ownership!  You can do this-use the #1 resource for homeowners and get started today.

You can get the help you need to apply and qualify for a Wachovia loan modification by ordering the best selling handbook for homeowners, The Complete Loan Modification Guide. This is a low cost, easy to read, home edition loan mod kit that will provide you with everything you need to prepare a professional and acceptable loan modification application. You are provided with all of the necessary forms and given detailed directions on how to complete them properly.

Home Edition Loan Modification Kit with Customer Assist

The Complete Loan Modification Guide will take you step by step through calculating your debt ratio, completing the financial statements, writing your hardship letter and then putting it all together to submit to your lender. You also get 30 days of email support to ask questions, a series of insider tips and a monthly newsletter to keep you up to date on program changes. Learn how to qualify for the Obama Federal loan modification plan. Need help completing your loan modification forms?  Find out about our Customer Assist program-you work one-on-one with your very own expert to make sure your application is completed correctly. Get started today on the path to secure home ownership, order The Complete Loan Modification Guide. For more information about mortgage loan modification, please visit us at: http://www.myloanmodificationcenter.com